Payment Timing & Processing

Overview

Kintsugi automates your tax payments to ensure they are remitted on time, helping you avoid late fees. This section explains when your payment will be withdrawn and why our standard timing helps prevent late fees.

Standard Payment Schedule

• Payments are scheduled for two business days after your return is filed.
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• This buffer allows Kintsugi to stop or adjust the payment in rare cases where an issue is detected.
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• Same-day payments occur only when filing takes place on the due date.
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Ensuring Sufficient Funds

• You must ensure that there are enough funds in the bank account linked to your Kintsugi account before the scheduled debit date.

• Insufficient funds may cause your payment to be rejected by your bank, which can result in penalties.
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• Some states charge additional fees if a debit payment is rejected due to insufficient funds.

Why Kintsugi Does Not Regularly Adjust Payment Dates

• Consistent scheduling reduces the risk of missed payments or errors.
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• Custom debit dates must be updated manually in the tax authority’s portal for each filing—this is not automated in Kintsugi.
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Important Notes

• Payments always use banking information saved in your Kintsugi account.
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• Kintsugi does not use bank account details stored on the tax authority’s website.
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• Some jurisdictions process payments earlier (e.g., Florida and North Carolina).
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Additional Resources

• Payment Method

• How Kintsugi Pays Your Taxes?

• How to Fix ACH Blocks That Prevent Tax Payments

• Can I pay sales tax using a credit card?