If you don’t have a US bank account, you can still stay compliant—Kintsugi offers a wire transfer option that allows non-US customers to pay their sales tax liabilities through us.
Why this matters
Kintsugi typically remits sales tax payments to US tax agencies through a US-based bank account. For international customers who don't hold a US bank account, we provide a wire remittance service to help you meet your tax obligations smoothly.
How the Wiring Process Works
We send a liability summary
Our Tax Operations team provides a breakdown of amounts due by state/jurisdiction and the due dates.
You wire the funds to Kintsugi
We will provide you with our current wire instructions. Always confirm details with us before sending, as details may have changed.
We remit the taxes
After your wire is received and cleared, we will submit payments to the appropriate tax agencies.
You receive confirmation
We will share proof once payments have been processed and posted.
Important Guidelines
Temporary Only: This option is a stopgap. Open a US bank account and transition to the standard flow as soon as possible.
Timing: Initiate your wire transfer 5–7 days before the due date. This allows sufficient time for bank processing and clearing.
Notify Us: Tell your Customer Success Manager (CSM) immediately after sending the wire and include proof/screenshots of the transaction.
Bank Fees & FX: Your bank may charge wire transfer and foreign exchange (FX) fees.
Cutoffs Matter: If funds don’t arrive or clear before the due date, we may be unable to file or remit for that period.
Wiring Instructions
When to use this option
Use the wire workflow if both of the following conditions are true:
You are an international customer without a US bank account, and
You’ve been approved by Kintsugi to use the interim wiring method while you establish your US bank account.
What we need from you
Confirm wire details with us before sending.
Send proof of the wire to your CSM once initiated.
Monitor due dates and always send your wire in time to avoid missed filings.
FAQs
Q: Is there an extra Kintsugi fee for using the wire option?
A: No, there is no additional Kintsugi service fee for using this wire option. However, your bank may charge wire and FX fees.
Q: What if the wire doesn’t arrive in time?
A: If funds don’t clear before the deadline, we may be unable to file or remit taxes for that period. Please adhere to the 5–7 day buffer for timely processing.
Quick Tip: Open a US Bank Account for Faster Processing
To speed up your tax remittance, you can choose to open a US bank account. Once you establish a US bank account and it is already active, you’ll be switched to Kintsugi’s standard remittance process, which is faster, less hassle, and more convenient for ongoing filings.
Can non-US citizens/non-US residents open a US bank account?
Yes—often, but requirements vary by bank.
US banks must follow Customer Identification Program (CIP) rules. In practice, many banks allow non-US citizens or non-residents to open accounts if you provide acceptable identification and address documentation. Some institutions may require an ITIN (Individual Taxpayer Identification Number) or an in-person branch visit, and policies differ by bank and state.
What to expect (typical, but bank-specific):
Valid passport (and sometimes a second ID)
Address documentation (US and/or foreign)
ITIN in some cases; others may permit alternatives
Possible in-person account opening at a US branch
Tip: Check a few major banks’ “non-resident account” pages and confirm current requirements before visiting a branch. Bank policies change and may differ by location.
Need help?
For further concerns, we're always here to help. If you can't find the answer you're looking for, please reach out to us using the chat bubble in the bottom right corner.